Thanks for the feedback people.
Oh, for those with curious minds I have P8 setup as suggested by Smith Micro.  Runtimes are not only outside of C:program files but on a seperate drive.
     I think you can understand my earlier frustration.  I had access to next to nothing within P8 and the refresh button:
a) should only be required when you've added something new to the Poser library while Poser is up and running
b) a LOT more obvious in both being a button and what it's for. Um, "Refresh" comes to mind as a useful icon for that button.
At least now that I know no matter how strangely I can at least use P8 I'm laughing rather than ranting but I'm still wondering about a few things.
Primarilly, why  P8 doesn't do a single initial scan for content, build a library and on subsequent startups just read the information in and allow the user to refresh any new or updated folders?
     Does anyone else here feel that's a better working method?  It would save 15 minutes worth of disk access at startup or at least a large portion of it since it would only need to access a single file.