in the stiky's above I have a simple dynamic clothing tutorial. "Making a Dynamic dress".

Very simple, so anyone can follow it. Start frome there.
anim8or (free)for the basic modeling, and Poser for the "pushing" into shape.

Feel free to read it, or ask questions.

It is a starter.

Poser 1, 2, 3, 4, 5, 7, P8 and PPro2010, P9 and PP2012, P10 and PP2014 Game Dev
"Do not drive faster then your angel can fly"!