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The only thing is missing adding in the inital cost of joining.  The monthly being cheaper by $4.55 its not including the purchase of the initial membership of $29.95. 

Sorry, I didnt read the disclaimers at the bottom of the screen.

I'm going to hold out a bit.

My Birthday is on April 21st :)  So depending on how much $$$ I get, I may upgrade using the platinum membership.