Thanks for the tips and advice I will try your technique as well. LOL told ya most the time my folds look like she needs an iron and and ironing board :).

One issue I have though with creating few folds like you suggested is the flat area with no folds how do I handle that to make it fit the image and look real not just a painted blob? The technique I been using basically I paint the shape of the cloth in a grey then use my brush tool set the brush to mutiply with a low setting for dark areas and screen same setting for the higher/highligted areas.

So If i was going to do just 1 or 2 folds on a piece of cloth does brush size matter to make the unfolded areas not look so bad? Meaning just create big folds with a big brush?