I am assuming if you just bought the program, you are running Poser Pro 2010. If that is the case, then here is what I believe you are looking for... click by click.

1. Open Poser
2. Go to the "Figure" menu (third from the right in the grey bar near the top of the screen) and select "Delete Figure" from the options that will appear. Andy will vanish.
3. In your Poser Library screen, click on "DAZ People." Under that menu, click on "Victoria 4.2." She will load.
4. Click on the second round Icon near the top of the Poser Library window (the running man)
5. Click on the folder "DAZ's Victoria 4" there.
6. Click on the folder marked "Morph Injections"
7. Click on the icon that says "INJ Base V4". Let it load.
8. Click on the Icon that says "INJ Morphs ++ V4." Let it load (may take a few seconds)

At this point you have loaded the base V4 character. My suggestion is to take a little side trip and save her this way so you don't have to do all of this again. To do this:

1. Click on the first round Icon at the top of the Poser Library. 
2. Click on Victoria in the Pose screen. It doesn't matter what part of her you highlight... just make sure she is selected.
3. Click the LARGE plus icon at the bottom of the Poser Library Screen. There will be two of them... one inside a folder and one that is just the plus sign. Click the plus sign.
4. Enter "Victoria 4 + Morphs" Click OK

After a few moments, you'll see a new icon appear in the Library. THIS is the one you load from now on, because it has the morphs saved with it and will not require the earlier process to be repeated again.

To load your character:

1. Click on the round icon with the running man
2. There, you will find "Anarani". Open that folder.
3. Click on the Head and Body INJ files (or the FULL INJ, if there is one)
4. Find the MAT file in the list. Click on it. The texture will load.

You are ready to pose and render.

If this doesn't work, get back to me. I will be glad to help.