When I went to render my test figure full body, I found the specular map was messed up. The amount of specular represented in the body was less than half that of the face.

I found it easier to just not use the specular maps at all. Here's what I got.

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Renderosity forum reply notifications are wonky. If I read a follow-up in a thread, but I don't myself reply, then notifications no longer happen AT ALL on that thread. So if I seem to be ignoring a question, that's why. (Updated September 23, 2019)