Dr. Geep has an interesting solution by the way. He says to ignore what Poser says, and use 1 OBJ = 100 inches. This has some merit, and would have a lot of merit if everybody had followed it, including SM. Certainly the 103.2 is a very odd and useless number.

The value of this system is diminished when you're trying to use a model from Max that says that 1 OBJ = 100 centimeters. 

Note: I can prove that the actual exact conversion value is 103.200005

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Renderosity forum reply notifications are wonky. If I read a follow-up in a thread, but I don't myself reply, then notifications no longer happen AT ALL on that thread. So if I seem to be ignoring a question, that's why. (Updated September 23, 2019)