Thanks so much for the time you are spending with this.
OK.  Coming along.  I'm exporting as a wavefront obj.  That seems to be the only option to
export as an obj.  Unchecked everything.  Deleted original then imported the obj.  Did the fit
and zero pose beginning at frame one.  New pose starts at later frame.  In cloth room the calculations begin and them before the progress bar comes up they fail.  So the problem would seem to be in the import/export process.  With items created as dynamic I have no problems.
So is it something wrong with Import/Export.