figured it out! seems crappy programming of both doesnt actually disable OpenGL rendering completely!
dunno why but there ya go....
so if your encountering the issue this is what to do:
head into your poser config file and remove the extraneous OpenGL settings...
in vista/w7 head to:
users>"username">appdata>roaming>"poser version" and open the poser file therein...you might need to go another folder deeper for poser pro.....usually you will need to right click the poser.cfg file and open it with NOTEPAD

inside you will find a lot of text..look for these:
USE_OPENGL 0
PREVIEW_OGL_OBJECT_BBOXPICKING 0
PREVIEW_OGL_PRELITEORDER_NEW 0
PREVIEW_OGL_HWSHADING_INTRACKING 0

they are listed in order..the first one a good ten lines above the last 3....if you click to use SREED in the preview window that simply changes the value of the USE_OPENGL statement to 0..(by default its 1) HOWEVER! it leaves the rest set to use OpenGL still!!

change all the above settings to 0 (thats ZERO) and save your poser config file...and VOILA!! you wont be using OpenGL in poser anymore and you shouldnt be crashing anymore!
until Nvidia or SM sort it out thats the best resolution...ok you wont have fancy transparency previews...but it works!!