Hmmmmm..... good advice. RobynsVail, I already have Wings 3D and I'm pretty comfortable using it for not only building basic models, but also for tweaking existing ones. I think I'll look into some things about clothing with it.
And Fugazil, I just bought 3D World the other day, and installed Carrara on my PC. What a great value that is! I have yet to do anything with it, as I haven't had a lot of free time lately. What you said intrigues me, though.... I know very little about Carrara and was under the assumption that it was for modeling scenery and backgrounds only. But you're saying I can use it for modeling other things, too?!? I definitely have to make time to check that out.
Now, I haven't seen the latest copy of 3D Artist yet. There's not a decent bookstore in my town that carries either one of those magazines. Just so happens a few days ago I was in a town about 10 miles away that happens to have a Barnes & Noble book store which DOES carry them. I only saw 3D World which I bought. PhilC is indeed a legend in the 3D world.... I may just have to make a road trip to Barnes & Noble tomorrow after work. :)

Thank you both!

Here's the link to my freebies:   https://www.renderosity.com/mod/freestuff/?uid=493127

My cousin Jack can speak to beans. That's right.... Jack and the beans talk