MistyLara, you might want to check out this product from Dimension3D...

http://www.renderosity.com/mod/bcs/index.php?ViewProduct=64988&vendor=288865

It makes a conforming bodysuit out of the figures original geometry and allows for extra versatility in second skin outfits.

In the pic above, V3 is wearing the bodysuit with transparencies, reflection and displacement.
IMHO, the second skin has more depth this way.

BTW, the displacement map I used here has white for the wrinkles, gray for the suit and black for the zipper. I set the displacement at 0.2

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AMD FX-9590 4.7ghz 8-core, 32gb of RAM, Win7 64bit, nVidia GeForce GTX 760

PoserPro2012, Photoshop CS4 and Magix Music Maker

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...and when the day is dawning...I have to say goodbye...a last look back into...your broken eyes.