Acadia, my problem is the white around the figure does not show up in poser in the preview or the render. My problem is When I save it as a PNG and then open it in PSP and add a new layer behind the figure layer. When I add color to the layer behind it  and add a drop shadow in PSP to the figure layer , then I get this area around the figure. It is impossibe to remove in PSP.
I have tried selecting and inverting the selection to remove it and still it is there even when I contract the selection 1 or 2 pixels. But when I open it up in Photo Shop and add a colored layer behind it and then the drop shadow to the figure layer it does not happen. Why it does not happen in Photo Shop I have no earthly idea. It seems to me that it would happen in both programs.

:<( I am at a loss now because I did not know to set the render setting as shown to me or to change the background color in Poser , which I have tried both ways with no change when I open it Paint Shop Pro.

Thank you for  your comments and help
Becky