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What I am doing is rendering a figure only.No background is added in poser. I did render on a black background when I was instructed to do so and ended up with the same results.It does not seem to show up in poser. When I take it to Paint Shop Pro and put a white or blue layer behine it and add the drop shadow on the figure layer is when it happens. But if I take it to Photo Shop which I am learning to use it does not have the white pixels or transparent pixels around it. As you can see in the screen shot it does not seem to show up in the preview on the black background.

 From your preview with a black background, it should normally work, even if you did not enable the 'render-over-black' option. Since it seems to work in Photoshop, the problem might be somewhere else, i.e. in PSP. You are not using PSP7 by any chance, are you? In the older PSP-Versions the procedure to get the alpha transparency right, seems to be more complicated as i gathered from a quick search with google (i do not have PSP myself).