I finally join pay-pall...i did all the transaction right.. it took the last 4 days as it was week end..i try to transfer money from my bank account to pay-pall..and i got no where..i put in 30dollars and did all the right things..there was no confirmation..there is another 3 days to wait..if that is not working..I will give up that mode of  payment as i don't  understand it and to  those 2 peoples i wanted to by things from.. im sorry if i have to canceled the purchase...believe me it was so much easier with my bank card... I never had any explanation why they accepted it for years and than  stop...but I did try ......i will ask  my son when he comes over....all the best to the artist....yvonne bales