I have to work on the pearl necklace, it's not working like I want it. Bit I did manage to make a gold chain that works fairly well. It has Diffuse, Bump, Transparency, and a normal map, along with a texture for the "easy" route.  I'm sure someone else coul get it to look better, but I a too tired right now to muck about with material room settings right now.

 

                                                                                                                    

Poser 10

Octane Render

Wings 3D