I do not have as many polys as the figure does, because the figure is V4 and she's pretty poly-heavy IMHO, but I do have quite a few polygons in the elbows. I that the geometry should be capable of making the curve without clipping off the corner where her elbow is.

I tried adding bulges. It helped a little, but not much and there was still lots of pokethrough.

~*I've made it my mission to build Cyberworld, one polygon at a time*~

Watch it happen at my technology blog, Building Cyberworld.