I use:

Zbrush, Modo, Hexagon and Rhino3D for morphing and modelling (mostly rigid objects)

Daz|studio advanced with animator+, and figure-setup tools for anything I can't do in poser.

Paintshop pro, seamless factory, UVmapper and crazybump for texturing.

Crossdresser, wardrobe wizard and morphing clothes for transforming cloths from one model to another.

cr2-editor, morphmanager, autogroup editor, Quickconform and morphing clothes for making conforming clothes.

Virtual Fashion and recently marvelous designer 2 for making dynamic clothes, although sometimes I also use Rhino, modo or Hexagon for it. Zbrush is less suited for this, because it make double-sided objects.

Baggingbill's VSS-tools for making good skin shaders.

Renderosity poser forum for learning almost anything I needed.

best regards,

Bopper.

-How can you improve things when you don't make mistakes?