Use my credit card, which is supposed to offer some protection to buy things, however I would consider online banking a whole different thing. My sister had money taken from her account before Christmas. That bank realised what had happened, and she will get the money back, but the bank had to freeze the account, cancel the card and sent a new one out. This meant that for a week or so before Christmas, she wasn't able to use her card or account. Not that great when you want to do your Christmas shopping or buy food. Also means that she has to get in contact with anyone that she pays via direct debit.

In my opinion, credit card purchaces on secure site, ok, but still be cautious.

Online banking, no way would I even try it.

Daz Studio 4.8 and 4.9beta, Blender 2.78, Sketchup, Poser Pro 2014 Game Dev SR5 on Windows 8 Pro x64. Poser Display Units are inches