also make sure you uncheck in the simulation "drape from 0 pose" that won't help you.

i'd look in the animation palette for the keys and if v4's pose is to simply lay there and let the cloth drape on it, then make sure there are no other keys for that figure, just lay it there in frame one and have no other keyframes (for v4) at all.

also make sure there are no keyframes for the cloth.  you only want to see that key in the very first frame for the cloth.  moving it during the sim will make for several weird events.

the animation palette usually has a lot of answers to problems in there (especially with respect to the types of keyframes, like linear and spline.)  you want grey keys after frame one...if the keys are green or orange after frame one, delete everything til you get grey.  (make sure you set v4's pose to frame one.)

ctrl shift v  in p2010

go that way really fast.
if something gets in your way
turn