Well that was weird. I just read through the Poser Reference Manual and learned of an 'Options Menu'. A little downward pointing arrow atop the Library palette.

Let it be known, the items I had installed in the Test folder created as per cspear's instructions were of the Props and Poses categories. Freebies from 3d-pinup.

So, after clicking on the downward arrow, a menu popped up, I noticed another arrow pointing to the right beside the Props and Pose categories, clicked on it , another menu pops up for either catergory, beneath either categories heading was none other than '3d-pinup', clicked on them, et voila! In the afore mentioned categories, when then Test folder was selected, I could find the previously mentioned freebies!

Big hugs and lots of thanks to everyone who tried to help out, and lets not forget the 100+ peeps who took the time out to read ones problematic post. WOOT!