The material pack I bought from DAZ was an .exe file and just self-installed into the appropriate folder(s). I thought I was just buying the texture maps but, it looks like they loaded as characters. They're under "Figures". I have one icon for the plain fairy, then another icon for the Cool Fairy, and a third for the Warm Fairy. If I load the plain fairy then double-click on the Cool or Warm icon (as if to apply just the texture), it tells me that it's changing the figure. So, I guess that's not how it works. I should be able to double-click on the Cool or Warm fairy and have her load on the screen with her appropriate textures. Instead she loads in "invisible". I'm at work right now and I can't try it out but I will download the PPP 2nd service pack. Maybe that will help. I'm sure this is just a glitch... :o(