There is so much to say about Dynamics in animation.

And so we did, in 

http://www.renderosity.com/mod/forumpro/showthread.php?thread_id=2817155

(Dynamic cloth - the cloth room For Compleat Dummies).

And... you can play dirty, bij creating the sim and then hide some body parts in the rendering process.

have fun, and... your animation does look promising.

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Usually I'm wrong. But to be effective and efficient, I don't need to be correct or accurate.

visit www.aRtBeeWeb.nl (works) or Missing Manuals (tutorials & reviews) - both need an update though