Pardon, but BB's water puddles on cement shader looks just as good and reacts properly to whatever your light setup is for the scene. With a photograph, you are stuck with the lighting at the time the photo was originally taken. Poser and other 3d programs use both photo textures and shaders and thankfully for the Poser world we have BB.

"A lonely climber walks a tightrope to where dreams are born and never die!" - Billy Thorpe, song: Edge of Madness, album: East of Eden's Gate

Weapons of choice:

Poser Pro 2012, SR2, Paintshop Pro 8