Thank you ThunderStone and hborre.

I have Poser 8 so don't know if following Thunder's settings was needed, but I did and got the attached results. Still not quite there. For Thunder's settings I used 'add' instead of 'subtract' in the Math Functions node. If I used 'add' it turns it a deep orangish gold. Also, for her image, don't know what that was. However, no matter what image I used I got these wavy lines which I'll post my mat settings so you can see.

Thanks for the help fellow Posers. Really appreciate it.