Quote - One, do you have use external binary morph targets unchecked in your general prefs?

If not, uncheck it.  Load V4 into the viewport and resave the figure to the figures library.

Didn't even know there was such an option.  Unchecking it did solve the problem though.

Thanks!

Quote - No, you have to have at least one light loaded in order to see what you are doing.  The cameras are cameras, not light sources. 

Ah, bummer...

Then I'll just delete the default lights, create my own infinite "work light" or something, and then save it as part of my preferred launch state.