Kawecki, thanks for the very detailed explanation. I think I understand a little more now.

I have also found out that that someone defiantly has been getting access to my yahoo account. I found a yahoo page that lists my "Recent Login Activity", it says I have logged in from Poland and El Salvador. I have never been to those countries! Below are the IP addresses that logged into my account:

Poland 83.4.112.241
Poland 79.186.186.194
El Salvador 190.87.181.69

I have now changed my password. I hope that stops any further access to my account, but I guess it's locking the stable door after the horse has bolted.

Thanks again to all who have tried to help with suggestions, explanations, and encouragement.

Les.

P.S.
@kyhighlander59,

Quote - I just want to know how the hacker got those nude photos of you.

I hardly think that they count as nude, what with the lamp shade, pink tutu, and leather jock-strap (and yes I really am that big).