Thanks everyone!  It worked like a charm. And unchecking that "lit_mlt" made the reflection even better.  I usually do uncheck it (I did for the floor), but overlooked it for the back prop.

 

"It is good to see ourselves as others see us. Try as we may, we are never
able to know ourselves fully as we are, especially the evil side of us.
This we can do only if we are not angry with our critics but will take in good
heart whatever they might have to say." - Ghandi