hmmm.. I'm not sure if I have UAC on or not. To be honest, I don't even know what UAC is lol. (Newbie alert!) I'll try installing it to the file you mentioned. If all else fails maybe I'll do the other path you listed.

c:/Users/Bob/Desktop/PoserStuff/V4

I'll experiment. Hopefully I won't screw anything up. I do think the stuff will load though, as I have been able to load a few things--dumb luck I guess.