Hi, Personally I'm more inclined to believe in the Heinlein version of "Job" (Alexander Hergenshiemer to his friends) where he gets dicked about by God a lot, and finally finds happiness in a "Mom & Pop" cafe, on a grassy knoll in Hell with a Swedish woman called Margarethe that he meets on his travels... The part about bitchy angels, humans and plumbing is especially funny, as is the part where St. Pete appolgises for the lack of winged escort, (Job is a saint) on his acsension to Heaven, then introduces him to his wife, (not the Swede he was expecting :) then says "she'd try the patience of..." Not the most reverent of books, but funny! :) As for the economy, as a man who reads the Financial Times every day, and works at a bank as an IT bod, I can tell you that the economy, both US and globally isn't going to pick up untill at least Q2 2002, and that is looking more and more remote as the earnings confessions continue. Tough break on your business going sour man, but don't make the mistake of trying to finance stuff on credit cards. Credit may be cheap at the moment, but low inflation means you have to pay it all back, (instead of letting inflation errode it) not a smart move the way the world is looking at present. Consult a lawyer before you do anything else. Hope to see you back again soon. later jb