I am extremly short on time these days :(

What I liked with paypal is that there is a "send money back to sender" button.  Thats all.

For Apollo Gloves, I could only do a short try but it seems to work. His cloths seem to have all the morphs already, but these were not dialed here. His fingers are spread when zeroed, that is also a good thing as the refitter can learn the proper shape more easily