Hi Bill, 1. Yes they are poser figures, but you must purchase them separately from the poser 4 program. Go to www.daz3d.com. 2. Yes and you can buy him on cd (better deal) with clothes and hair or separately at www.daz3d.com or on cd only at www.curiouslabs.com. 3. I'm not sure if the p4 man and woman that come with poser have morphs to make them heavy but I know Victoria II has many morphs to change her weight, etc and yes they are by default... naked. Most all of the figures are naked by default. 4. I don't believe there is a cd out for Vicky II yet, just Vicky 1 for now. Hope this info helps Jazzmin

Vive Bene.  Spesso L'Amore.  Di Risata Molto.
Live Well.  Love Often.  Laugh Much.