vinous there is a freely offered version of the lowpoly male mesh at cgcookie aka blendercookie under the freebies tab

making that mesh from scratch would take about 8 hours+ and involve costs of a minimum of $2000.00 for a pro

but once imported into blender rigging it and annimating it would be another hour or so without texturing it, materializing, sculpting, or even setting it up to be used in any other program

on my end it would run $5200 just to get it poser