Okay I think I figured it out and hopefully someone can exapnd on this or use it for their future projects.

 

you can open up AI and for me set up a document my size in this case was 24in x 36in and place(import) my jpg background into AI. This brings it in as a linked object and when I resize it in AI there seems to be no loss in quailty.

Then I just export it as a psd,png, or what ever I want and can then use that in Photoshop. Although it might just make sense to do my whole project in AI as linked files and hopefully a print shop cant print off a AI document.

Just thought I would share what I have learned