Thanks, but it's too clumpy and rats-nesty.  That's sort of the look I'm going for, but am working on a new approach that is working out a lot better, namely "KISS" or keep it simple, stupid.  Instead of 18 growth zones, I'm working with six.  Trying to find the sweet spot for hair density.

 

This is a LOT closer to what I'm going for, but the top is being difficult at the part.  Based on someone's comments, I've abandoned trying to sim the hair and am just using the styling tools.