Quote - OTOH, I was just thinking... why not take, say, the "female" dial, crank that out, model for that morph, then adjust the clothing mesh for a neuter figure?

This is possible, the Transfer Utility (that projects figure weights to conformers) has a Reverse Deformation function that allows you to take clothes modelled to fit a morphed shape (only one morph, though, not a multitude of settings to make a character unless you spawn them out), or even a supported legacy figure (M4/V4/K4 plus sundry morphed versions, or D3 at the moment) and adjust them to fit the neuter base. But as it's an auto-conversion it will need tidying up. This is what was being discussed earlier.