Thank you so much for taking time to respond to me!  Very helpful too... as for the book, since it is for Poser 5 and as I said, I have 8, is it still worth it?  Or will things just get more confusing for me?

Second question, you said in Daz you can't do dynamic clothing, and that it must be, conforming... will the Poser book you recommend cover that as well?  I do use both, but for now, I'm kind of using Daz a little more as I'm finding the layout a ltitle easier for me to work with.

Lastly (for now), I see that UV Layout which you recommend is $300 for the pro version... would the hobbyist version do the trick?  Is there any other program that are free or cheap that you (or anyone else) has heard of or could recommend?  And what exactly is the "UV mapping" for?  This is where you apply your designs/textures, do I have that right?

TIA!