Quote - OK, so you can use the templates to create your own textures and stuff and then those you can include with your character.... but you can't alter one of the maps that you get with V4 (like the Hi Res).  Now do I understand?  :)

Yep-- you got that exactly right.   Now, you CAN alter the maps for your own use-- you just can't distribute them.  If you want to distribute maps, like with a character you create, you have to make your own.