Not sure what I could be doing wrong then... I am trying to save with the + in the materials room.  I tried it in both the "Pose" folder and the "Materials" folder... and the only way I can add, is if I go back into the materials room.  I can't be in the pose tab of Poser and double click the file like I can for the other Mat files.

I do use both Daz and Poser so it'd be nice to be able to use it in both programs... but first I have to figure out how to save it correctly in Poser.  And I'm fine with it either being in the Pose folder or the Materials folder just as long as I could get it to work!!