Basically, to give you all a clearer picture of what is happening:

I load Vic, and click her figure

I load a dynamic drapery onto her

I start a new simulation, clothify, set collision points

calculate dynamics

my figure looks good with the adjusted dynamic cloth

If I want, though, to pick her up and move her to another position in the scene, the cloth remains where it was originally. I have to carefully maneuver it back over her body as it was in the original position. With other cloths, theyc move with Vic, so I don't have to go thru this process.