Frankly I am at a loss explaining Poser's community total animosity against any other program than Poser.  Are you a ordinary user, or even a beginner you can make cloth of of the box and use it instantly. If you are an advanced user you can retop and even take it into zBrush and do fantastic things. Marvelous Designer cater to all kinds of persons, from the absolute beginner to the expert. It is the perfect companion to Poser. Moreover if I look out in the world, I see people working in the digital entertainment always use several programs and talk about workflows. The program experts, the "instructors" just aren't there. They are not producing content.

;)

Edit: And it isn't a question about money for even when programs are given away free it is not good enough.