Quote - my suggestion is to uncheck figure circle under display...drag your figure around by the hip , with IK disabled, under figure/IK...

I very strongly advise that you NEVER  drag a figure around by the hip. The only exception is if you are using IK to keep the feet or hands anchored in position.

Set the figures location in the scene by translating its BODY actor. Use the dials, don't drag it with the mouse (unless you are using the Top Camera). Set the figure's altitude via yTran in its hip.

The reason for doing things this way is so that poses you apply will work, and poses that you save will work. If you don't do it this way, applying a pose will change the location of the figure within the scene, and that is almost never a good thing. When you apply a pose, you want the figure to adopt that pose, but stay in the same place. For the same reasons, NEVER save BODY transforms in a pose.