Steve... you pretty much fixed my problem!

I do have some Q's though for you when you get back:

1. I cannot get my scale dials to move.  (I am adjusting the green font xScale, yScale, zScale dials).  They scroll, but they stay at 0.00.  Are these the scale dials you meant?

I WAS able to adjust the green "rods" within the Setup window though.  By doing this, I managed to get things working (I will need to fine tune it later though... time for bed now), but I would still like to know what dials you were referring to.

2. How do you do the figure symmetry?

3. This one is somewhat-related to all this, but I was hoping that maybe you know more about this stuff and can better explain it to me because I played around with it on my last outfit, but couldnt really understand it:

Can you explain what the four dials under the Bulge Settings mean? I need to apply bulge too (I ALWAYS get elbow poke on all my clothes), but I cannot figure out exactly what all the dials do.  It is difficult to tweak a dial, go to Pose window, see the effect, return to Setup, tweak a dial again, return back to Pose window to see any changes, repeat, repeat, repeat.

You have: right neg, right pos, left pos, left neg; each one can have either a + or - value.