We live in Holland Sharen, checques we received when selling stuff through Cafepress (between $10-$25) we actually threw away as the bankfee for cashing them is approx $30-35 a piece, money orders are worse. What really doesn't help ofcourse is that cheques aren't used here in daily life, nearly everything is paid for with direct debit cards, even a CC is unwelcome as a lot of tourists find out. Cause of major complaints by my wife who is from the US :).