Quote - Thank you Maxxxx, that is informative.  I have a better idea now :)

No prob.  So I decided to go ahead and purchase Poser 2012 this weekend.  Now my days of living in the Poser "dark ages" is coming to an end.  Actually, I also invested in Reality 2.0 for Daz|Studio, purchased a new high-end Nvidia graphics card, so I can take advantage of Luxrender's GPU assisted rendering with OpenCL, and will soon be selling my only son to the devil so I could pay my bills, because now I'm officially broke.  Ah, life is good. ;)

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Tools :  3dsmax 2015, Daz Studio 4.6, PoserPro 2012, Blender v2.74

System: Pentium QuadCore i7, under Win 8, GeForce GTX 780 / 2GB GPU.