Quote - Could someone please tell me what I've done to the Poser settings that are causing the textures to look horrid when I render figures? It shows up best on the horses stomach & legs. This happens on the human figures as well as the animals.

Another question while I'm here..  Is there an easy way to get that harness to follow the horses pose without me having to mess with it?

I have Poser Pro 2010 but don't use it often for anything but basic stuff.

Are you referring to the faceted look of the donkey's belly? This is most likely because normals do not get interpolated. Look in the object's properties panel what the "Crease angle" is. If it is 0, set it to e.g. 90. Most likely this fixes it (if not, it might be an issue with the mesh in which case you need to use either define smoothing groups or a text editor, but lets hope that is not the case :-)

"Smooth polygons" has nothing to do with this, the texture might have, you would see this if you opened the texture image in a painting program.