For this basic fur bikini (using the DAZ basic wear) I just went into the hair room and selected each body part of the clothing (ie, abdomen and chest on the top for example) and selected  New Hair Growth. Then Edit Hair Growth and chose Select All. Then I clicked Grow Guide Hairs and set the length to .5 (my units are in inches). Under Styling Controls I had a value of 300 for the hair density and reduced the number of verts from 20 to 6. Repeated for all the body parts of the clothing. Applied a fancy texture to the clothing and the hair, simulated it and rendered.

 

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