I use conforming cloth for the inner layer and dynamic cloth for the other layers. You can have as much detail as you want in a dynamic piece of cloth as long as you put them in the Soft decorated group. Pckets for example behave very well this way. It is my opinion that content creators should deliver their models in both dynamic and conforming versions. If you have some dynamic cloth that behave well it is a breeze to make the conforming version.

The new qRemersher in zBrush 4R4 make cloth making possible for everyone. And the combination zBrush -  Marvelous Designer is unbeatable.