I have 2012 SR 3.

lights are latexluv IBL HDRI. No other lights

I did add fresnel reflection and I don't think there's a sphere or image. So that could be the problem. I would have to put the sphere there? It doesn't load with anything else?

Forgive me I'm a technical dummy but wher would I see if I had IBL and or IDL turned on/off?

Thank you very much for your concern and help.