Ah, in that case you should be able to mix and match the textures as the UV set is a per-surface setting, not a whole figure setting. Apply one of the material sets to the figure as usualy, it's probably simplest to make that the male set you want for the body, then in the Surfaces pane select the areas you want to have the female textures and hold down the ctrl key (cmd key for a Mac) when you double-click the female material set file, then in the dialogue that opens pick Selected for Surfaces and click Accept.