All tops, shorts, miniskirts, shoes, boots, socks, everything that spans no more then 3 groups can be made to fit and move this way.
No need to rig whatsoever.

Now you have a top for Miki4 right?

Now you want that same top on Alyson, Or V4, Or?Or?Or?

Ha-haaaaaa-
here is the trick.

Know that all female figures are quite the same.

Load your figure in Poser. Never mind what figure, just any figure will do... :-)

Load you Cloth prop you made for Miki4.
Grrrr, it will not fit. :-)

NOW follow these steps.

Make a ten frame cloth sim. (Just delete frame 20 to 30)

Goto frame 10 and set a keyframe AT THE NEUTRAL POSE OF THE FIGURE........
(IK removed, and all joints at zero.) Check Body and Hip at X,Y,Z 0.000.
Atframe 10, the figure MUST be at its absolute ZERO.

IK Removed, Joints at ZERO, and all Scalings at 100%, and body and hip at X,Y,Z 0.000

Go back to frame 1.
Select your figure's body.
Set X= 80 and set Z at 50 scale.

Now select your top.
Scale it DOWN in X, Y, AND Z, to closely fit but NOT intersect your figure.

Run a cloth sim with default settings.
Let the top collide with your figure at Collition offset and dept around 0.5

By frame 10, your figure will have grown back into its original size and by doing so pushed the clothing object into a perfect fit around itself.

File export wavefront object.
Save your cloth object where you can find it back.

Delete all.

load your figure.
load you saved cloth object.
It will load in perfect position and size.

Goto parameters palette
Set parent => Chest in your case.
And check inherit bends ON.
Done.
You can now save as a smart propped clothing in your props library.

It will follow all bends, twists, side-sides and scalings af all underlying groups.
Chest (its parent, neck, both collars and abdomen.

ONLY  limitation is that it ONLY spans one group UP and ONE group down from its parent

One size fits all, but you will have to run a cloth sim for each figure.

yes, some figures will do better then others, but you can morph the clothing to correct..

Poser 1, 2, 3, 4, 5, 7, P8 and PPro2010, P9 and PP2012, P10 and PP2014 Game Dev
"Do not drive faster then your angel can fly"!